In order to effectively determine your eligibility, please complete this application as thoroughly and accurately as possible. The application, along with all required documents, must be submitted a minimum of 2 weeks prior to any closing date. When you are qualified you will be issued a letter of approval that will remain valid for 90 days.

Phase 1: Documents to be submitted with application to determine eligibility.

• Proof of all household income (i.e. most recent LES or RAS, civilian pay, disability benefits, etc.)
• If wounded, provide documentation or other official record of a wound, illness, or injury being sustained in the line of duty.
• If active duty, provide orders and/or deployment orders.
• Veterans must provide DD214, the Veteran’s character of discharge or service must be Honorable or General (Under Honorable Conditions).
• Any documents to help verify, support and illustrate the applicant’s current critical needs.
• Three Character References (personal and professional).
• A credit report will be pulled (this will not impact our decision for your application, however it will determine the custom financial counseling you will receive if awarded).
• A criminal background will be conducted. We will not award to convicted felons.
• Proof of Military Status Examples: DD Form 214, VA Medical Center ID Card, Military Retiree Identification, Veteran Identification Data, USDVA letter verifying service.

Phase 2: Documents to be submitted by first mortgage lender 10 days prior to closing.

• Loan Estimate
• Escrow instructions with vesting
• Preliminary Title Report with wire instructions
• Verification of Employment
• Closing Disclosure
• Homebuyer Education Certificate of Completion with Neighborhood